Additional General Liability Coverage and Endorsements

  • Sudden and accidental pollution
  • Waiver of subrogation
  • Additional insured
  • Designated reinstating aggregate
  • Compliance for statutory (minimum) financial responsibility limits for mobile equipment - where required
  • Primary wording – where required

 

Contractor’s Equipment (Inland Marine)  Coverages and Highlights 

  • Limited replacement cost coverage for newer equipment
  • Rental reimbursement 
  • No exclusions for boom overload and collapse
  • Leased and rented equipment coverage  
  • Coverage for miscellaneous tools and equipment
  • Multi-conveyance coverage – whether it’s at your yard, on your hook, or moved by your equipment, we offer the specialized coverage you need
  • Rigger’s liability – property of others while being raised or lifted and assumed under a written contract.
  • Motor truck cargo – when you are operating under a bill of lading or cartage agreement.
  • Onsite storage – when you store the property of others at your yard while under a written agreement
  • Transit - while you are transporting the property of other under a written agreement
  • Bailee’s – property of others at your yard assumed under a written warehouse agreement
  • Installation floater – property of others in your care, custody, and control to be installed and incorporated into a finished building product

 

Commercial Auto Coverages and Highlights

  • Filings for your commercial vehicles in all 50 states - where required
  • BMC 91
  • MCS 90
  • Various over-size, overweight, permitting filings - where required
  • Upset and overturn pollution coverage for commercial vehicles
  • Hired and non-owned automobile coverage is available
  • Driver other car coverage 
  • Physical damage coverage
  • Other state and municipality requirements

 

Excess and Umbrella Coverages and Highlights 

  • Follow-form liability (does not include PIP, UM/UIM, or sub limited coverage)
  • Limits up to $5,000,000
  • Scheduled underlying coverages – subject to minimum underlying limit requirements
  • General liability
  • Excess over rigger’s liability included on the general liability form can be included (please consult your underwriter)
  • Commercial auto
  • Employer’s liability 
  • Stop gap employer’s liability - where required
  • Employee benefits liability – when included under the general liability policy.

 

Workers' Compensation Coverage and Highlights 

  • Available in all states where worker’s compensation is required
  • Waiver of subrogation is available.
  • USL&H is available, but only when incidental to normal operations